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Video Tutorial: How To Disable RFID Chip In Your Credit or Debit Cards

A fantastic new video by R & T Preppers easily illustrates how to disable the RFID chip in your debit or bank card.  

RFID chips are becoming more commonplace in our everyday lives yet the technology remains very easy for thieves to exploit in order to steal another persons identity. 


According to R & T Preppers:

Newer bank cards DO NOT have the divot in the plastic to easily locate the RFID chip embedded into them. You must use a high powered flashlight to “see through” the card to locate the chip. Once located, use a hole punch to break through the chip, disabling the RFID function.

The software I used on my Samsung SGS3 cellphone is called “Electronic Pickpocket RFID” and can be found in the Google Play Store for free. It will not give you all the credit card information, but enough to test if the card does or does not have a RFID chip embedded. You must have a cell phone that has NFC technology for the app to work.

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In newer credit and debit cards there is a RFID / NFC chip that allows you to use your card at stores without swiping the magnetic strip. It works by radio waves and is usually only good for around 6″ or closer to the receiver.

The problem with this is it’s a security problem as anyone with a small hand-held scanner can grab your information when they wave it by your back pocket. Also I have noticed that whenever you use this feature the transaction defaults to credit, not debit.

All you have to do it look on your credit / debit card in the reflection, and it will be a small indent in the plastic about 2 millimetre square. simply punch a hole through it and you will hear the chip crack. Once you do that the RFID chip is disabled and will no longer function. The magnetic strip will still work.

Royce Christyn
About Royce Christyn (3468 Articles)
Documentarian, Writer, Producer, Director, Author.
  • Slors D

    Too bad here in Holland that chip has become the only option. We don’t use the magnetic strip inside shops anymore 🙁

    • Orange

      Security chip and PIN is different from NFC. Magnetic strip is very poor security.

      • Bakunin’sBeard

        Poor in what sense? In order to make a transaction on the magnetic card the thief must actually possess the card, and have a reader that goes through the phone line.

        With the radio frequency chip, all the thief has to do is walking by you with an app on their phone.

    • Porphyry

      Fortunately I don’t keep cards in my back pocket.

    • AleXtina

      I use an RFID proof wallet. My cards can’t be scanned. Check out The Grommet website for numerous options.

    • SpidermanVitamin

      I just put my card in a bowl of water and microwave it for a minute or so.